Tuesday, February 9, 2021

NATIONAL PIZZA DAY



National Pizza Day on February 9th celebrates one of America’s all-time favorite foods. Whether it is thin crust, Chicago-style, deep dish, or anything in between, pizza is an American favorite.


We love our pizzas, and they come in so many varieties, too. As we nosh on our favorite, explore a few pizza facts:




      • Pepperoni is the most popular pizza at 36% of all pies ordered.

      • Over 3 billion pizzas are sold in the USA each year.  Add another 1 billion on frozen pizzas

      • In the United States, 17% of all restaurants are pizzerias.

      •  Antica Pizzeria, the first Pizzeria, opened in Naples, Italy, in 1738.

      •  Gennaro Lombardi, the first Pizzeria in the United States, opened in 1895 in New York City.

      • Americans consume on average 23 pounds of pizza per person each year.



 


HOW TO OBSERVE #NationalPizzaDay


You know what to do. Have your favorite pizza! Whether you visit your local pizza place or make your own, you’ll be celebrating National Pizza Day your way! Try something new. Mix up your toppings. Try a new sauce or get some crazy crust. Be sure to give a shout out to the local staple that’s always filled the pizza need. You know who we’re talking about. The ones with the secret ingredients we make classic movies about. Yeah, that’s the one. And don’t forget to check out the Celebration Deals for all the best offers and discounts.


Click here for a list of all the Pizza Deals being offered across the USA today.


Throw a pizza party and give the following recipes a try:


Perfect Pepperoni Pizzas
Beer Bread Pizza
Bacon & Artichoke Pizza
Margherita Flatbread Pizza
Peanut Butter BBQ Chicken Pizza


Use #NationalPizzaDay to post on social media.



NATIONAL PIZZA DAY HISTORY


While no one knows when National Pizza Day was created – what we do know is when pizza itself was created. The original pizza was a dish created by the Romans out of placenta bread that was covered in various layers of herbs, sauce and cheese.


However, while those early dishes were technically pizzas, what people would recognize as the modern pizza wouldn’t become invented until around the 18th century. This is when some of the citizens of Naples, Italy began to create flat bread dishes covered in garlic, basil, cheese and eventually tomatoes.


During the nineteenth century, Italian immigrants began to bring this dish home to the United States. However, it really wouldn’t become popular until the service men returning from World War II returned home after developing a taste for it in Italy. This is when the pizza market in the U.S exploded and made pizza one of the most popular foods in America.


Just how popular is pizza in the United States, you ask? Well, all you have to do is look at these numbers to see how popular pizza is in this country. Every year, four billion pizzas are sold in the U.S. The majority of these are from restaurants, pizza chains and pizzerias, but about a billion of those are grocery bought frozen pizzas. For every man, woman and child in the U.S., over 23 pounds of pizza is consumed. That is a lot of pizza.



Customs, Traditions And Celebrations


There is only one way to celebrate National Pizza Day, and that is by enjoying it in one of its many forms. Go out to your local pizzeria and grab a slice, throw an office pizza party or simply take home a frozen pizza.


Enjoy !!!



Monday, February 8, 2021

Kenyan Woman’s Startup - Recycled Plastic Waste made into Bricks That Are 5x Stronger Than Concrete



An absolutely brilliant young woman in Kenya has started a company manufacturing bricks from recycled plastic waste.


zambi Matee says she was “tired of being on the sidelines” while civil servants struggled against plastic waste in the capital city of Nairobi, so the materials engineer created a product that is 5 to 7 times stronger than concrete.


Founder of Gjenge Makers, which transforms plastic waste into durable building materials, Matee also designed the machines that manufacture the bricks in her factory.


Getting dumps of plastic low and high-density polyethylene and polypropylene from local packaging plants for free, Gjenge Makers produces a variety of different paving stones after the plastic polymer is heated and mixed with sand.


“There is waste they cannot process anymore; they cannot recycle. That is what we get,” Matee told Reuters.


The result is a line of versatile building materials pressed via hydraulic machine into different thicknesses, that sell in a variety of colors that cost an average of $7.70 per square meter.


So far, she has employed more than 110 people, helping to churn out about 1,500 bricks every day. She told Reuters that they have recycled about 20 metric tons of plastic waste since the company was founded in 2018.


She hopes to very soon add a much bigger manufacturing line that will triple her production capacity.


WATCH a video of this recycling hero in action…



 


Link



Friday, February 5, 2021

Help Pandemic-Weary Homeowners Create Kid-Friendly Spaces



Many families are struggling to find room for their children to attend remote school, play, and sleep peacefully. That has some parents seeking new layouts and furnishings to help keep home life humming smoothly.


 


Years ago, children’s bedrooms were the focus of the younger generation’s home life. That’s where they slept, played, and did homework.


But at some point, kids’ toys started spreading out to the living room and their homework ended up on the kitchen or dining room table. Now, the pandemic has exacerbated these trends and made houses seem much smaller.


The result is more parents looking to experts on how to reorganize existing rooms, especially for young children who may not be able to verbalize their needs and anxieties. Many buyers are seeking different types of room arrangements since they don’t know when the pandemic will end, or if another will arise. Many also represent a variety of family compositions, including single parents, adult children, or three-generational households.


“We need greater flexibility to adapt,” says architect Marissa Kasdan, director of design at KTGY Architecture + Planning’s R+D Studio’s Tyson, Va., office.


Designers, architects, real estate salespeople, and child psychologists are sharing advice on how to furnish children’s bedrooms and a home’s communal spaces to meet everybody’s needs. But Chicago-area designer Paula Winter of Paula Winter Design offers one important caveat: “It’s helpful to consider your child’s personality,” she says. “Some want to be more alone, and others like being around others.”


Bedrooms


Most experts on children believe the prime purpose of a bedroom should be sleeping. Screens should be kept out of the bedroom so that sleep is not disturbed.


“We recommend that studying and playing are kept outside the bedroom, if possible,” says Lisa Medalie, PsyD, DBSM, founder of DrLullaby, Digital Sleep Solutions for Sleep Problems in Children in Chicago. “When kids are doing homework or playing in the bedroom, these are competing cues and triggers. Kids are likely to be tempted to play, resistant to bedtime, or think about school when such activities persist in the bedroom,” she says.


But not every family has separate rooms where children can pursue non-sleep tasks. Lisa Cini, a senior living and multigenerational expert and author of Hive: The Simple Guide to Multigenerational Living (iUniverse), advocates for setting up zones. “Parents can think of the bedroom almost like a kindergarten room with spaces for naps and sleep, play, and learning, so all are distinct,” she says.


Winter agrees on the benefit of zones, which may repeat certain functions. For example, in some bedrooms, she includes several places to sit—to work at a desk, read in a chair, congregate with friends on the floor or at a window seat.



Areas can be visually and physically separated with a different floor surface such as tile and an area rug, standing screen, movable wall, pocket door, curtain, low bookcase, or even pretend teepee. A desk or table can be positioned to minimize distractions, says Alessandra Wood, vice president of style at San Francisco-based Modsy, an online design service, which surveyed parents to learn the effects of how COVID-19 influences ways families use their homes.


If the square footage in a bedroom doesn’t permit different zones, sometimes an extra or oversized closet can be converted into a homework center. It can be an easy DIY project with lumber planks for a desk and bookshelves, a child-sized adjustable chair that “grows” as the child does, good task and recessed lighting, and a file cabinet or rolling cart to organize supplies.


The good news is that most children’s furniture is on the small scale, so rooms don’t have to be large to accommodate multiple functions. Some furnishings can also be concealed, such as a Murphy or trundle bed.







Living Spaces


Even before the pandemic began, parents with children have looked for homes with a variety of shared spaces that better fit their individual needs.


The death of the open floor plan: One casualty of buyers’ current needs may be the open plan because it fails to mitigate noise and distractions. “Open layouts are not for all anymore. Many want to go back to a separate dining and living room or a small family room off the kitchen,” says Sandra Cuba with Premier Sotheby’s International Realty in Winter Park, Fla.


Instead, there’s increased interest in having a “flex” room that can function differently for each family’s needs.


Separate different child areas: Chicago-based Lexington Homes designed one townhouse model for its Lexington Trace development in Warrenville, Ill., with a finished lower level with natural light that could work as a children’s e-learning area or playroom. An optional half-bathroom can be added. When the pandemic ends or children are grown, it can be converted into a movie theater, home gym, or home office, says principal Jeff Benach.


Other parents and design professionals are looking to attics and spaces above a garage or in a basement, if available, for the same learning purposes, especially when children are older and can be left alone, says Usha Subramaniam, a real estate salesperson with Compass in suburban Westchester, N.Y.


The trend has even given rise to a new professional niche. Orlando-based designer Lauren Nolan focuses on installing at-home classrooms through her business, Childhood & Home. She likes to create cheerful, calm, and eco-conscious study spaces with designated areas for technology, play, and arts and crafts.


Working together: Not all parents want to have their children out of sight, says Chicago real estate salesperson Jennifer Ames of Engel & Volkers. “They want the capacity to supervise and keep an eye on them while they’re on Zoom,” she says. Designing a multipurpose shared space for school, work, and leisure is no small design task! says Winter.


The Chicago-based Belgravia Group has developed one layout in its new condos at Triangle Square in East Bucktown that places a flex space adjacent to and within view of other rooms, says Elizabeth Brooks, executive vice president of sales and marketing.


Some parents also favor layouts with multiple rooms where kids can pursue different activities—some messy, some quiet. Architect Eddie Maestri of Maestri Studio in Dallas went this route in remodeling his own family’s new house. “The boys usually want to be where we are,” he says. Now his 8-year-old twins have several rooms to choose from, including some designated for screen time which is off limits in their bedrooms, Maestri says.


KTGY Architecture + Planning has also followed this approach with its new “City Home” model. Designed for urban areas, the plan offers two spaces that might be used for work or school at home, but are flexible for alternative long-term functions, says Kasdan. “We are finding that flexibility is key with all of our designs as residents use their homes in new and varied ways,” she says.


Since having adequate storage can be a problem, the City Home also includes extra storage within the unit and more in a nearby corridor on each building level.


Choose proper materials and designs: Parents and designers are wise to select child-proof furnishings that hold up to wear and tear, dirty hands and feet, rough play, and spills. For example, Winter suggests sturdy fabrics, upholstery treated with stain repellent treatments (safe for children and pets and for busy families) or built-in stain-resistant upholstery, sectional sofas that can be separated, tables that can be easily cleaned or worked on (solid surface materials or laminates), and ones with no sharp corners.


It’s also helpful to have extra seating, which should be selected based on age-appropriate designs and their function, Winter says. This might include benches or poufs, coffee tables that raise to dining height, as well as bins, containers, see-through bags, and recycled packing boxes to organize toys, games, books, and more.


Converted Garages and Sheds


Cuba has clients who bought a smaller house and converted the garage with air conditioning into a virtual office for one parent who now teaches from home. “It has allowed her to have a quiet, organized place to focus on her students and her own two kids to use their bedrooms,” Cuba says. Subramaniam has clients in her Westchester, N.Y. market who have added sheds to their property so they could have a quiet space away from the kids, she says.


Outdoor Areas


Though not all climates permit use of an outdoor space all year, many families can install an awning or bring in a patio heater to extend use of the area. And they can outfit a space for active play with simple additions, such as a jump rope, zipline, tree swing, hopscotch board, and kid-sized table and chairs. Last summer, Cuba found that more buyers clamored for a bigger addition—a swimming pool.


Remodeling expert and speaker Dan DiClerico installed a NanaWall to open the back of his Brooklyn house to the outdoors. During the first wave of the pandemic, their backyard became his kids’ refuge to do homework, enjoy open-air playdates, have family meals, play sports, and store favorite toys and sports equipment.


Once the pandemic is over, many experts predict homeowners will continue to want their homes more flexible as needs keep changing. Plus, many predict remote work is here to stay for a significant percentage of the American workforce. “These ideas aren’t likely to go out of style,” Subramaniam says.


 




Barbara Ballinger is a freelance writer and the author of several books on real estate, architecture, and remodeling, including The Kitchen Bible: Designing the Perfect Culinary Space (Images Publishing, 2014). Barbara’s most recent book is The Garden Bible: Designing Your Perfect Outdoor Space, co-authored with Michael Glassman.


Article Link: https://magazine.realtor/home-and-design/feature/article/2021/01/help-pandemic-weary-homeowners-create-kid-friendly-spaces


 




Thursday, February 4, 2021

Where To Retire? WalletHub Ranks Florida No. 1



To determine the best state for retirement, WalletHub weighed 45 variables, such as affordability and quality of life – and Florida was, and is, No. 1.


 


For many people, a Florida retirement means warm year-round weather and no shoveling snow. But retirement living is a big decision. It’s not paradise if you run out of money. A state with good healthcare might have a high cost of living and high taxes. A state with affordable housing may have limited access to hospitals.


To determine which U.S. state was best overall for retirees, WalletHub weighed 45 variables, including affordability, quality of life and healthcare. Florida wasn’t the No. 1 state in all categories, but the study determined that Florida, overall, was the No. 1 U.S. state for retirees considering a move.


According to WalletHub, cost is a major concern for many retirees, and “Even in the most affordable areas of the U.S., most retirees cannot rely on Social Security or pension checks alone to cover all of their living expenses.”


WalletHub’s advice: “If retirement is still a big question mark for you because of finances, consider relocating to a state that lets you keep more money in your pocket without requiring a drastic lifestyle change.”


To determine the best places where to retire, WalletHub compared the 50 U.S. states based on those 45 key indicators and came up with a score for retirement-friendliness.


In the analysis, No. 1 Florida had a total score of 61.09. For affordability, Florida ranked fourth and for quality of life it ranked sixth.


 


Source: Florida Realtors®



Wednesday, February 3, 2021

CDC Extends Eviction and Foreclosure Ban To March 31



The CDC officially moved the ban on foreclosures and evictions to March 31. However, further extensions could be considered by lawmakers in a new pandemic stimulus bill currently being negotiated.


 


Director Dr. Rochelle Walensky of the U.S. Centers for Disease Control and Prevention (CDC) signed an extension to the order banning foreclosures and evictions. The ban has now been extended to March 31, 2021. Before extensions, the original order expired on Dec. 31, 2020.


The President pushed the CDC to extend the deadline, but further changes could be made. The president and Congress are currently negotiating another pandemic-stimulus bill that could give a new eviction/foreclosure ban the rule of law. However, it’s unclear what will end up in the final agreement.


“The COVID-19 pandemic has presented a historic threat to our nation’s health,” Walensky said in a CDC release announcing the ban extension. “Despite extensive mitigation efforts, COVID-19 continues to spread in America at a concerning pace. The pandemic has also exacerbated underlying issues of housing insecurity for many Americans. Keeping people in their homes and out of congregate settings – like shelters – is a key step in helping to stop the spread of COVID-19.”


CDC says it “remains committed and will continue to explore and use all of the tools at our disposal to protect the health and well-being of Americans affected by the COVID-19 pandemic.”


A copy of the latest CDC order is posted onlineOpens in new tab.Opens as PDF..


 


Source: Florida Realtors®



Tuesday, February 2, 2021

HUD MAY ALLOW PRIVATE FLOOD INSURANCE FOR FHA LOANS



The comment period has ended for a proposal that would allow FHA to accept private flood insurance. NAR strongly backed the change and urges immediate adoption.


 


Charlie Oppler, president of the National Association of Realtors® (NAR), issued a public comment about association backing for a proposed rule from the Department of Housing and Urban Development (HUD).


HUD announced the proposed change – called Acceptance of Private Flood Insurance for FHA- Insured MortgagesOpens in new tab. – and accepted comments until last week. The National Association of Realtors® (NAR) is now urging HUD to immediately adopt it.


“The 1.4 million members of NAR strongly supports the proposed rule, enabling FHA borrowers to obtain private flood insurance,” Oppler says. “Realtors agree that this proposal will provide substantial benefit to consumers and urge HUD to finalize the regulation as quickly as possible.”


Current FHA regulations don’t allow private flood insurance options to meet the federal mandatory purchase requirement, and FHA-insured loans for homes in special flood hazard areas have only one option: The National Flood Insurance Program (NFIP).


“While the NFIP remains an essential program, Realtors can also provide many examples where the private market offered higher quality coverage at lower cost,” Oppler says.


He says consumers should be allowed to choose between NFIP and private coverage, and that NFIP has created problems in the past.


In addition, Oppler says, FHA hasn’t kept pace with other federally backed loans, such as those issued under Fannie Mae and Freddie Mac.


“FHA’s 21-year-old rule must be updated not only to serve consumers but also to reflect current market realities. Otherwise, more FHA lenders will be forced to deny access to affordable flood insurance options,” Oppler says.


NAR lists five reasons HUD should immediately approve private flood coverage:



  • Statutorily law: The Biggert-Waters Flood Insurance Reform Act directs federal agency lenders to accept certain private flood insurance. Drawing a distinction between agencies that “insure” versus “lend” is a hyper-technical legal reading of the statute that does not comply with the spirit – if not the exact letter – of the law.




  • Good governance: Laws should be uniformly and consistently applied across the entire federal government. An agency should not exploit a technical drafting error to avoid compliance with a statute, especially when Congressional intent is clear.




  • Pro consumer: Once federal minimum coverage requirements are met, consumers are in the best position to decide whether NFIP or the private market best meets their flood insurance needs. Locking FHA borrowers into a lower quality, higher cost government product serves no one.




  • Affordable housing: The current rule is not consistent with FHA housing goals. All consumers, regardless of income, should have the same opportunities to obtain affordable flood insurance. FHA borrowers should not be barred from options available to others.




  • Fiscally prudent: Private flood insurance typically provides more coverage than an NFIP policy, making it less likely that FHA insurance will be required after floods. Providing for FHA lender acceptance of private policies not only bolsters the FHA Fund but also protects taxpayers.



 


Source: Florida Realtors®



Monday, February 1, 2021

CENSUS ANALYSIS - IN POPULATION GROWTH, FLORIDA RANKS NO. 2



An analysis by Pew Charitable Trusts: 16 states’ populations have declined since the Great Recession, but one of the big winners is Florida (up 241K).


 


Americans aren’t afraid to relocate. An analysis of U.S. Census Department data by Pew Charitable Trusts looked at state-to-state migrations since the Great Recession (2010-2020). While the U.S. population grew about 7%, 16 states’ populations declined, with Florida one of the top destinations for relocating Americans.


Only Texas gained more people by about 374,000, according to the analysis. Florida ranked second with a net gain of about 241,000.


Three states – California, Massachusetts and Ohio – spent most of the last decade growing only to see their population decline during 2020.


Three other states – Michigan, New Jersey and Pennsylvania – saw a drop in their number of residents go down for the first time in 2019.


The remaining 10 states – Alaska, Connecticut, Hawaii, Illinois, Louisiana, Mississippi, New York, Rhode Island, Vermont and West Virginia – started their slow population decline earlier.


While the numbers are based on Census Bureau figures, the Pew Charitable Trust says 2020 numbers were not based on the latest Census. The Census counts, once confirmed, will determine which states gain more representation in the House of Representatives and Electoral College.


Still, researchers say the 16 states with a lower population may be entering a period of economic stagnation.


Source: Florida Realtors®