Friday, December 4, 2020

2021 Conforming Loan Limits are Increasing!

Great news on the mortgage front:

Conforming loan limits are increasing for 2021! Buyers who are looking at larger homes now have an opportunity to receive better pricing when they close on or after January 1st, 2021.

Anyone looking for higher loan amounts may be able to benefit from a conventional loan instead of a jumbo loan.  Contact Mortgage Master at 772-340-4003 today for more information.

Click Here For A County Breakdown of 2021 Conforming Loan Limits

Thursday, December 3, 2020


An analysis of 3Q buyer / home searches on Redfin’s website found 22K more people from other states looked for a Florida home than the number of Floridians who looked elsewhere.


An analysis of online state-to-state home searches provides some insight on U.S. migration patterns, and Florida appears to be attracting a lot more new residents than it could lose to out-migration.

Redfin economists looked at the viewing habits of 53,000 visitors to its website in the third quarter of 2020 and found a lot of California and New York residents ready to transition to other states. And at least for New York, a lot of residents have their eye on a new Florida home.

“New York’s loss is Florida’s gain,” says Redfin economist Taylor Marr. “When the pandemic hit the U.S. in March, remote workers started leaving New York City and its ultra-expensive housing in search of wide-open spaces, sunshine and affordable homes – all of which you can find in Florida, with the bonus of no state income tax.”

Marr says the “trend has only intensified as the pandemic continues and people feel more certain of their remote work and school plans.”

According to the analysis, nearly 53,000 more website users wanted to move out of California rather than into it in the third quarter, a 62% increase since the third quarter of 2019 and the highest rate since Redfin started tracking migration in the beginning of 2017.

The story is similar in New York, where almost 47,000 more people searched for homes outside the state than the number who wanted to move in during the third quarter – about 35% more than the 35,000 home searchers looking to leave during the same time period last year.

California and New York had the biggest upticks in people looking to move out of state – minus people looking to move in – since last year, followed by Massachusetts, Washington, D.C. and Illinois.

Nearly 22,000 more website users looked to move into Florida than the number of Floridians who searched for a home outside the state in the third quarter, which is almost double the number in 3Q 2019 and the highest net inflow migration potential for the state since economists started tracking migration.

According to economists, movement into Florida has accelerated since the beginning of the year.


Source: Florida Realtors®

Wednesday, December 2, 2020

Upcoming Holiday Events in Port St. Lucie

Winter Wonderland Light Show

Winter Wonderland Light Show is a one-of-a-kind light and sound experience! Enjoy the light show daily throughout December, beginning December 1 through December 31, 2020, from 7 to 9 p.m. This program is free and is for all ages.

For more information, call 772-878-2277.

Winter Wonderland Light show

Festival of Lights

Celebrate the holiday season featuring the annual parade of lights and the lighting of the holiday tree. This year’s theme “A Rockin’ Good Time” CDC guidelines will be followed. Facial covering will be required when social distancing is difficult to maintain.

For more information contact 772-878-2277.

Festival of Lights Flyer 2020

River Nights

In the mood for a different kind of date night? Bring a comfortable chair (chairs will not be provided), head over to the Event Lawn at The Port and listen to live music while looking out over the St. Lucie River and gazing into the night sky. Food and drink are available for purchase. River Nights is free and takes place on the second Thursday of every month.

River Nights at The Port Banner

Noche Buena Party

Celebrate Hispanic culture with four time Grammy award winning musician Tomasito Cruz. Listen to Salsa, Bachata, Merengue, Balada, Cumbia and mucho mas!

Join us for live Music, dancing, & food!  Tickets are $5 in advance and $10 at the door.

4 easy steps to purchase tickets

  1. Purchase Advance Tickets Online

  2. Press the green plus sign to add to cart (you will be prompted to login.  At this point you can sign in to an existing webTrac account or create a new one.)

  3. Once you are logged in, you will be prompted to select the number of tickets you wish to purchase (don’t worry about changing the “Ticket Block” or “Ticket Selection Option”.  Press Continue once you have made your selection.

  4. You will be taken to a new page with your shopping cart.  You may then make payment or continue shopping.

For more information please call 772-344-4142.

Noche Buena Flyer


More Events

Tuesday, December 1, 2020

Do You Know a Deserving Veteran?

Starting today, applications for PSL’s Home for Heroes Program are being accepted.

The City of Port St. Lucie, Synergy Homes, in collaboration with St. Lucie County Veteran’s Services Office, have partnered to build and donate a single-family home to a local, Gold Star family or Veteran. The City will donate the lot, Synergy Homes will build the home and St. Lucie Veterans’ Service Office will help advertise and co-select the recipient.

The Application period is from December 1 through December 15

Applicants are considered case-by-case and those considered to receive a home should meet the following criteria:

      • Gold Star Families and Veterans must reside within the Treasure Coast (St. Lucie, Martin, Indian River and Okeechobee)

      • Veterans may not be active duty members of the military

      • Must have a DD214 with Honorable Discharge or General (under honorable discharge)

      • Applicants must not currently own a home

      • Must have a 620-credit score

      • Must have sufficient employment/income verification documentation.

      • Eligible families must meet low to moderate income guidelines

      • Primary & owner-occupied, deed restriction with a forgiveness rate (TBD)

      • Veterans will only be eligible if there are no eligible Gold Star Families

      • City to invite finalists to a lottery drawing held at the home post construction.

      • Demonstrated ability to accept responsibilities of home ownership; suitability determined through application process.

      • Demonstrated ability to take on financial responsibilities of home ownership which include, but are not limited to, property taxes, homeowner’s insurance, utility bills, maintenance, homeowner’s association dues where applicable and moving expenses.



Monday, November 30, 2020

‘Frankie the Adventure Goat’ Has Traveled Over 60,000 Miles Across America in Epic Road Trip

Meet Frankie the adventure goat who has traveled over 60,000 miles across the US with her owners in their colorful Airstream trailer.

Cate Battles and her husband Chad moved from their house into a trailer in 2016, and they’ve been traveling to beauty spots with their favorite pet ever since.

“She’s an awesome travel companion,” said Cate, a 34-year-old artist and travel writer from Grants Pass in Oregon.

“She’s visited all kinds of scenery with us; lakes, beaches, mountains, and caves. We’ve covered dozens of states and national parks together.

“At this point she’s probably been about 60,000 miles all around the country, all the way from the east to the west coast. She must have been to over 20 states already.

“Frankie loves being on the road and having adventures, she finds joy in any place she goes, in the desserts she climbs all over the rocks and at the beach she loves to lick the salt off the stones.

“She’s a great hiker, wherever we go she loves run around and explore. She’s even been to the Grand Canyon.”

The happy trio have managed to continue to travel during the pandemic, because they stick to places that are way off the beaten track.

“We don’t go to camp grounds, we always go out into the middle of nowhere, so Covid hasn’t really affected us at all. We’ve done multiple trips this year already, including North Eastern Nevada and Idaho,” said Cate.

Frankie, a 6-year-old Nigerian dwarf/pigmy goat, will cover a lot more ground in the coming months.

“Next we’re going to do a whole loop around the south west—Nevada, Arizona, Southern Utah, and New Mexico,” said Cate.

A die hard “goat mom,” Cait said she and Chad couldn’t imagine taking their trips without Frankie by their side.

“She’s so much fun, she looks tiny but she actually weighs about 80 pounds, she’s a stocky girl and she’s very well fed by us. We have a great time with her.”

Ready to see some more of Frankie?

Picture of Frankie the adventurous goat who has traveled over 60,000 miles across the US with her owners in their colorful Airstream trailer.

Picture of Frankie the adventurous goat who has traveled over 60,000 miles across the US with her owners in their colorful Airstream trailer.



Friday, November 27, 2020

Heathcote's Garden of Lights

Heathcote’s Garden of Lights

Date: Tuesday December 1, 2020 through Thursday December 31, 2020.
Time: 5:00 pm
Location: Heathcote Botanical Gardens
Address: 210 Savannah Rd, Fort Pierce
Category: Christmas & Holiday

Heathcote Botanical Gardens 6th annual all-volunteer designed and created Garden of Lights holiday light extravaganza is planned for 2020 following CDC guidelines and with a mandatory mask requirement to keep everyone as safe as possible.

This family-friendly annual holiday tradition has many fan-favorite displays from years past – the pond and waterfall, French market cart and bicycle, and some new displays

this year – the peacock, “cracken” and amazing flowers made from recycled materials.

Take photos with Heathcote the Bear.

You don’t want to miss this year’s Garden of Lights!

Tickets are available online here and at the gate. Prices are $5.00 for members, $10.00 for non-members, and $3.00 for children ages 6-12 years. Under 6 are free.

Please no pets at Garden of Lights.