Friday, April 12, 2019

Easter egg hunts, Earth Day events, Hibiscus Festival, brewery block party this weekend



These are the best events and things to do this weekend in Port St. Lucie, Stuart, Vero Beach, Fort Pierce and Jensen Beach.


It’s the weekend before Easter and Earth Day.


That means you can find events and things to do across the Treasure Coast celebrating these holidays before they happen.


Earth festival





The 15th annual Earth Day Festival is 10 a.m. to 3 p.m. Saturday at Oxbow Eco-Center at 5400 N.E. St. James Drive in Port St. Lucie.


The festival features exhibitions that include the Treasure Coast Wildlife Center, animal handler Reptile Riff, the Friends of Savannas Preserve State Park, the Florida Fish and Wildlife Conservation Commission, Florida’s aquatic preserves, the Treasure Coast Beekeepers Association, Tinkergarten children’s activities, the University of Florida’s Institute of Food and Agricultural Sciences Extension, the St. Lucie Cultural Alliance, St. Lucie County’s Environmental Resources Department, Florida Atlantic University’s Harbor Branch Oceanographic Institute, the Smithsonian Marine Station at Fort Pierce and the Florida Oceanographic Society. Plus, there is live entertainment, as well as food and beer for sale.







Admission is free. Carpool, kayak or bicycle to the event to reduce your ecological footprint. Trolley service to and from the event is available from 8 a.m. to 4 p.m. at Calvary PSL at 5555 N.W. St. James Drive. The event is rain or shine. No dogs allowed. For more information, call 772-785-5833 or go to www.stlucieco.gov.


Laurie’s Stories: Take a Treasure Coast hike at these beautiful, historic parks and preserves





Easter events





The Spring Community Mixer and Egg Hunt is 10 a.m. to noon Saturday at the 10th Street Community Center at Guy Davis Sports Complex at 724 S.E. 10th St., in Stuart. Hunt areas are divided into four groups: ages 4 and younger, ages 5-7, ages 8-10 and ages 11-12. The event also includes golden eggs, face painting, carnival games, inflatable games, popcorn, snow cones and a free hot dog lunch. Admission is free. For more information, call 772-288-5340.







The City of Vero Beach Recreation Department’s 59th annual Easter Egg Hunt is 10-11 a.m. Saturday at Mulligan’s Beach House at 1025 Beachland Blvd. The event includes a beachside egg hunt, golden egg winners, a jellybean guessing contest and a visit from the Easter Bunny. The hunt for kids ages 9 and younger is free. Bring six empty plastic eggs for donation. For more information, call 772-770-6517 or go to www.covb.org.


The Easter Eggstravaganza is 10:45 a.m. to 2 p.m. Sunday at the First United Methodist Church at 1500 S. Kanner Highway in Stuart. The event includes an Easter egg hunt starting at 12:30 p.m., a bounce house, games and crafts, as well as barbecue and snow cones for sale. Admission is free. For more information, go to www.facebook.com/fumcstuartkids.




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Hopping for a Cure is noon to 4 p.m. Sunday at Walking Tree Brewery at 3209 Dodger Road in Vero Beach. The event includes a petting zoo, crafts, games, pony rides and a visit from the Easter Bunny, as well as beer discounts for parents. Admission is a $5 donation to benefit the St. Baldrick’s Foundation of Indian River County. For more information, call 772-217-3502 or go to www.facebook.com/walkingtreebrewery.


Laurie’s Stories: Grab a beer and grocery shop at new farmers markets on the Treasure Coast





Hibiscus festival











The 16th annual Hibiscus Festival is 10 a.m. to 6 p.m. Saturday and 10 a.m. to 4 p.m. Sunday along 14th Avenue in downtown Vero Beach. The Miss Hibiscus Pageant is 7-9 p.m. Thursday at the Heritage Center at 2140 14th Ave.


The festival, which is celebrating the city’s centennial this year, features more than 50 artists displaying art, a children’s art show, live music, entertainment, food for sale and children’s activities. Plus, the 10th annual Shopping Cart Parade food drive starts at 1 p.m. Friday and benefits United Against Poverty.


Also, the fifth annual Hibiscus Ride starts at 9 a.m. Saturday and travels from American Icon Brewery to Ocean Grill to Waldo’s to McKee Botanical Garden. It features speakers and local historians sharing interesting facts and information at each destination.


The cost for the ride is $25 and includes a shirt. To register, go to hibiscusbikeride.eventbrite.com. For more information, call 772-299-1383 or go to mainstreetverobeach.org/hibiscus-festival.


More: 60-plus artists coming to town for Hibiscus Festival Fine Art Show on April 13-14





Citizen science







Citizen Science Day is noon to 4 p.m. Saturday at the Environmental Learning Center at 255 Live Oak Drive, north of Vero Beach.


The day includes quick canoe trips, seining activities, making birdhouses and rain barrels, rescued wild birds, booths showcasing projects, demonstrations, and science talks and workshops. Researchers explain why they need citizens to help with critical projects, such as spotting otters, tracking bats and birds or identifying invasive plants and reptiles.


Admission is free. Canoe trips and seining require close-toed water shoes. Seining is from 1-3 p.m. For more information, go to www.discoverelc.org/citizen-science-day.


More: Vero Beach’s Barbara Schlitt Ford named to lead ELC as interim executive director





Brewery birthday











Sailfish Brewing Company’s sixth anniversary block party starts at 2 p.m. Saturday and lasts until midnight at 130 N. Second St., in downtown Fort Pierce. Kegs are tapped when doors open at 11 a.m.


Four live bands play at different times throughout the day on a stage set up on Second Street, which is shut down between Marina Way and Orange Avenue. Plus, there are beer releases, outdoor bars, street games, artists, vendors, children’s activities and food for sale from The Crafted Pie and 2nd Street Bistro.


Celebrate six years of local beers from the Treasure Coast’s first craft brewery with six Florida fruit-based sour ales:


  • Plant City Poptart kettle sour treated with strawberries from Plant City, vanilla and lactose.

  • An unnamed blueberry kettle sour treated with blueberries from Double C Bar Ranch in Kenansville and cinnamon.

  • Blackberry Bramble kettle sour treated with blackberries from Bramble Creek Farms in Brooksville, limes from the Florida Research Center for Agricultural Sustainability in Vero Beach and mint.

  • Passing Lane kettle sour treated with pineapples from Nature Farms in Sebastian, limes from the Florida Research Center for Agricultural Sustainability in Vero Beach and honey from Hani Honey Company in Stuart.

  • Zest-A-Peel kettle sour treated with honeybells and Rangpur limes from the Florida Research Center for Agricultural Sustainability in Vero Beach.

  • PBS kettle sour treated with blackberries from Bramble Creek Farms in Brooksville, blueberries from Double C Bar Ranch in Kenansville and peaches from Vero Beach.

Admission is free. For more information, go to www.facebook.com/sailfishbrewingcompany.


Homegrown: Treasure Coast’s first brewery canning its own beer for sale





Comedy and cars



The Winery Comedy Tour is 7-9 p.m. Friday at Summer Crush Vineyard & Winery at 4200 Johnston Road, north of Fort Pierce. Gates open at 5:30 p.m. Food is for sale from 6-7 p.m. Tickets are $15 each.


Then, the Horsin’ Around in the Vineyard: Mustang and All-Ford Car, Truck & Art Show is noon to 4 p.m. Sunday. Admission is free to spectators. Food trucks are available. For more information, call 772-460-0500 or go to www.summercrushwine.com.


Homegrown: Summer Crush Vineyard & Winery in Fort Pierce turns native muscadine grapes into wine





Family fun


St. Andrew’s Episcopal Academy Community Family Day is 12:30-4 p.m. Sunday at 210 S. Indian River Drive in Fort Pierce.


The riverfront campus is filled with children’s sports, an obstacle course challenge, arts and crafts, food and drinks, raffles, prizes and a silent auction. Admission is peanut butter and jelly to benefit Mustard Seed Ministries. For more information, go to www.facebook.com/standrewsepiscopalacademy.


Laurie’s Stories: How to show visitors the best of Fort Pierce in one weekend





Replica ships



The Niña and Pinta replicas of Christopher Columbus’ ships are open for self-guided tours from 9 a.m. to 6 p.m. every day this weekend at the Vero Beach City Marina at 3611 Rio Vista Blvd.


The ships arrived Monday and opened Tuesday, and they will be docked in Vero Beach until their departure April 18. Admission is $8.50 for adults, $7.50 for seniors, $6.50 for kids ages 5-16 and free for kids ages 4 and younger. For more information, go to www.ninapinta.org.


More: Niña, Pinta replicas of Columbus’ ships set to return to Vero Beach





Arts and crafts



The Vero Beach Arts & Crafts Expo Spring Edition is 10 a.m. to 5 p.m. Saturday and 10 a.m. to 4 p.m. Sunday at the Indian River County Fair Grounds at 7955 58th Ave., north of Vero Beach. Admission is free. For more information, go to www.artandcraftexpo.com.


The 22nd annual Downtown Stuart Craft Festival is 10 a.m. to 5 p.m. Saturday and Sunday at 26 S.W. Osceola St., in Stuart. Admission is free. For more information, go to www.artfestival.com.


The Jensen Beach Art League’s art show is 10 a.m. to 4 p.m. Sunday at Indian RiverSide Park at 1707 N.E. Indian River Drive. For more information, call 772-486-5240 or go to jensenbeachartleague.yolasite.com.


Laurie’s Stories: Free tours full of history at The Mansion at Tuckahoe, Capt. Sewall’s Home in Jensen Beach





Movie night


A Teen-Only Dive-in Movie is 6-10 p.m. Friday at Sailfish Splash Waterpark at 931 S.E. Ruhnke St., in Stuart.


A DJ and teen-only access to the waterpark is 6-8 p.m. The movie, “Avengers: Infinity War” plays on the big screen from 8-10 p.m. while teens watch from inner tubes in the pool. Admission is free. For more information, call 772-334-1954 or go to www.martin.fl.us/teens.


Laurie’s Stories: Stuart Heritage Museum preserves Martin County’s history





Island festival


The fourth annual PSL Taste of the Islands Caribbean food and live music festival is noon to 10 p.m. Sunday at Causeway Cove Marina at 601 Seaway Drive in Fort Pierce.


The festival also features craft vendors, a talent showcase and a children’s zone. Admission is $10 for adults and free for kids younger than 12. For more information, go to www.facebook.com/psltasteoftheislands.


Laurie K. Blandford is TCPalm’s entertainment reporter and columnist dedicated to finding the best things to do on the Treasure Coast. Read her weekly column, Laurie’s Stories, on TCPalm.com. Follow her on Twitter at @TCPalmLaurie or Facebook at faceboook.com/TCPalmLaurie.



Source: Easter egg hunts, Earth Day events, Hibiscus Festival, brewery block party this weekend



Thursday, April 11, 2019

Get Approved for a Mortgage without Tax Returns



Getting approved for a mortgage without tax returns may be more simple than you thought.


Conventional, FHA & VA

For borrowers that don’t need tax returns to qualify (i.e. wage earners and non-grossed up pension, retirement & social security recipients), we will not need W2 or tax transcripts.


For borrowers that need tax returns to verify income (i.e. works for family, using Schedule E for rental income or has income that must be grossed up to qualify), then we will need tax transcripts.


For self-employed borrowers, we will need tax transcripts based on AUS requirement (1 or 2 years).


USDA or Bond loans

All USDA loans require 2 years tax transcripts for all adult household members.


Source: 5 Ways to get Approved for a Mortgage without Tax Returns



Wednesday, April 10, 2019

6 Things New Homeowners Waste Money On



Once you buy a home, it’s tempting to completely upgrade your lifestyle—but hang on, you may need that cash. Here are six major expenses buyers can avoid.


Source: 6 Things New Homeowners Waste Money On



Tuesday, April 9, 2019

Monday, April 8, 2019

Longtime Firefighter Saved By the Very Device He Lobbied for Months Earlier



Even though he has spent decades saving other people’s lives, this firefighter’s recent workplace decision ended up saving his own life months later.


Source: Longtime Firefighter Saved By the Very Device He Lobbied for Months Earlier



Friday, April 5, 2019

Oyster Festival, Touch-A-Truck, Fairy & Pirate Festival, Spring Boat Show top this weekend




Let’s kick off the first weekend of April on the Treasure Coast with fun events and things to do.


Go to an oyster festival or a fairy and pirate festival. Take the kids to touch big trucks. Enjoy a fair for the whole family. Attend a long-running boat show. Watch bands battle at a brewery. Tour historic homes.


Here’s What To Do in 772 this weekend.


Oyster festival





The eighth annual Fort Pierce Oyster Festival is 10 a.m. to 6 p.m. Saturday and 10 a.m. to 4 p.m. Sunday at Veterans Memorial Park and the River Walk Center at 600 N. Indian River Dr.


In addition to oysters, the festival also features seafood dishes, landlubber foods, live entertainment, marine education exhibits and vendors selling arts and crafts. Shells are saved for oyster restoration projects that include the spoil island near the City Marina.


The oyster menu includes raw shucked oysters, oysters on the half shell, steamed oysters, oysters Rockefeller, fried oysters, grilled oysters, oyster po’ boys, oysters casino, oysters DuPont, oyster macaroni and cheese, oyster stuffing, oyster jambalaya, oyster fritters, oysters Italiano and oyster shooters with vodka or local craft beer.


Admission is free. Cash is required to buy food and drinks. For more information, go to www.facebook.com/fortpierceoysterfestival.


Laurie’s Stories: How to show visitors the best of Fort Pierce in one weekend




Fairies and pirates





The ninth annual Fairy & Pirate Festival is 10 a.m. to 1 p.m. Saturday at McKee Botanical Garden at 350 U.S. 1 in Vero Beach.


The garden is transformed into a mythical and magical wonderland with activities that include a treasure hunt, face painting, crafts, games, fairy manicures, dancing at the maypole, building a fairy house and meeting “Kosh” the parrot from Melbourne Avian Rescue. Costumes are encouraged but not required.


Admission is $12 for adults, $11 for seniors, $8 for kids ages 3-12 and free for McKee members and kids younger than 3. For more information, call 772-794-0601 or go to www.mckeegarden.org.


Photos: Last year’s Fairy & Pirate Festival at McKee




Touch trucks












The interactive event allows kids to climb on, learn about and discover big trucks and vehicles. Plus, there are food trucks and vendors.


Admission is $5 per person, cash only. Proceeds benefit the Early Learning Coalition of Indian River, Martin & Okeechobee Counties. For more information, go to www.facebook.com/elcirmo.


Laurie’s Stories: Stuart Heritage Museum preserves Martin County’s history




Family fair











The Early Learning Coalition of St. Lucie County’s Family Fun Fair is 11 a.m. to 2 p.m. Saturday at Lawnwood Stadium at the John B. Park Complex at 1302 Virginia Ave., in Fort Pierce.


Kids can enjoy hands-on craft and STEM activities, story stations, games, a bounce house, face painting and K-9 demonstrations. Each kid gets an age-appropriate book and the opportunity to earn more.









Boat show


The 36th annual Vero Beach Spring Boat Show is 10 a.m. to 5 p.m. Saturday and 10 a.m. to 4 p.m. Sunday at Riverside Park at 3200 Riverside Park Drive in Vero Beach.


Local boat, kayak and stand up paddleboard dealers display their products, as well as boat lifts, canvas and upholstery products, custom marine decking, trailer accessories, eyewear, boating clubs, marina and boat storage, memberships, marine financing and insurance, nautical gifts and yacht brokerage. Plus, there are informal booths and daily kayak fishing seminars.


Admission is free. Food and drinks are for sale. For more information, call 772-562-7922 or go to www.verobeachboatshow.com.




Car show





The Brews & Cruise Car Show is 11 a.m. to 3 p.m. Saturday at the Islamorada Beer Company at 3200 St. Lucie Blvd., in Fort Pierce. Car registration begins at 10 a.m.


The car show features antiques, new cars, trucks, live music, food vendors and, of course, beer. Car registration includes one free beer and 25 percent off beer throughout the event.


Car registration is $10 in advance and $15 at the door. Proceeds benefit United Against Poverty. For more information, go to www.facebook.com/islamoradabeercompany.


Laurie’s Stories: Breweries aren’t just about beer anymore; game nights attract customers



 



Bands battle





The Battle of the Bands is noon to 8 p.m. Saturday at Walking Tree Brewery at 3209 Dodger Road in Vero Beach.


The battle features eight bands throughout the event, as well as food trucks, a silent auction and raffles. Regarding beer, $1 of every pint sold benefits the Vero Beach High School Band.


Admission is free. For more information, call 772-217-3502 or go to www.facebook.com/walkingtreebrewery.


Laurie’s Stories: Treasure Coast breweries win big at 2019 Best Florida Beer professional competition




House tour




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Delivery: Thurs



The Fort Pierce Community Alliance’s first Historic House Tour is 1-5 p.m. Sunday, starting at the First United Methodist Church at 616 Orange Ave., in Fort Pierce.


The self-guided walking tour provides inside access to nine eclectic homes, mostly in the Sample Oaks Historic District of Fort Pierce. Plus, the tour includes the Mediterranean Revival church where the 1923 organ plays every half-hour starting at 1 p.m.


Tickets are $15 in advance and $20 at the door. For more information and to buy tickets, go to www.fpcommunityalliance.org.


Laurie’s Stories: Ghosts of Fort Pierce Past walking tours combine history and fun




Easter egg hunt





The Easter Egg Hunt from the Cleveland Clinic Tradition Hospital is 10 a.m. to noon Saturday in Tradition at 10824 Village Parkway Drive in Port St. Lucie.


The egg hunt schedule is the following: ages 2 and younger at 10:15 a.m., ages 3 to 5 at 10:45 a.m., ages 6 to 9 at 11:15 a.m. and ages 10 to 12 at 11:45 a.m. The event also includes photos with the Easter Bunny, a petting zoo, a bounce house, face painting and music.


Admission is free. If it rains, the event will be rescheduled for Sunday. For more information, go to www.shopattraditions.com.




Surf festival





The first Jensen Beach Surf & Beach Festival is 9 a.m. to 4 p.m. Saturday at Jensen Sea Turtle Beach at 4191 N.E. Ocean Blvd., in Jensen Beach.


Adults with autism and parents and guardians of children with autism can participate in surfing instruction by registering. Surfing is limited to 200 participants.


Admission is free. The next Treasure Coast stop for the Surfers for Autism Surf Tour is Fort Pierce on June 1. To register, go to www.surfersforautism.org.


Laurie’s Stories: Free tours full of history at The Mansion at Tuckahoe, Capt. Sewall’s Home in Jensen Beach




Health festival





The seventh annual Health & Wellness Festival is 10 a.m. to 3 p.m. Saturday at the Port St. Lucie Civic Center at 9221 S.E. Civic Center Place.


The festival features Dr. Mehmet Oz, booths with medical experts, product demonstrations, giveaways and children’s activities. Admission is free. For more information, go to www.facebook.com/wpbf25news.




Cowboy poetry


The Laura Riding Jackson Foundation’s ninth annual Poetry and Barbecue is 3-7 p.m. Sunday at the Vero Beach Heritage Center at 2140 14th Ave.


This year’s event is focused on “Cowboy Poetry” at Vero Beach Heritage Center and features three poets from the National Cowboy Poetry Gathering in Elko, Nevada, followed by music, a Southern-style barbecue, wine, beer from Orchid Island Brewery and a silent auction.


Tickets are $25 per person. For more information, call 772-569-6718 or go to www.lauraridingjackson.org.




Road cleanup


The Live. Love. Local. Bridge Road Day begins at 8 a.m. Saturday at Waste Management at 7700 S.E. Bridge Road in Hobe Sound.


Join the Hobe Sound Chamber of Commerce and Waste Management to clean up Bridge Road, followed by a tailgate-style barbecue at noon with other activities.


Volunteers get cleanup supplies and a participation t-shirt. For more information, go to www.keepmartinbeautiful.org/great-american-cleanup.html.




Sailing regatta





The Steve Martin Memorial Regatta is noon to 3 p.m. Sunday with a series of seven to eight races on two courses south of the 17th Street Bridge in Vero Beach.


Boats assemble and launch from the Youth Sailing Foundation of Indian River County’s docks and ramps at the Vero Beach Wastewater Treatment Plant. Racing is followed by a cookout and an awards ceremony. For more information, go to www.facebook.com/verobeachcentennial.




Chamber singers


Treasure Coast Community Singers’ Chamber Singers concerts are 3 p.m. Saturday and Sunday in the North Stuart Baptist Church auditorium at 1950 N.W. Federal Highway.


Tickets are $15 in advance and $20 at the door. Proceeds benefit annual scholarships for students pursuing college degrees in music or performance. To get tickets, call 772-224-8807 or go to tccsingers.org.


Laurie K. Blandford is TCPalm’s entertainment reporter and columnist dedicated to finding the best things to do on the Treasure Coast. Read her weekly column, Laurie’s Stories, on TCPalm.com. Follow her on Twitter at @TCPalmLaurie or Facebook at faceboook.com/TCPalmLaurie.



Source: Oyster Festival, Touch-A-Truck, Fairy & Pirate Festival, Spring Boat Show top this weekend



Thursday, April 4, 2019

7 Tips on How to Plan a Realistic Budget for your Home Renovation



When it comes to home renovations, ‘as seen on TV’ isn’t always reality.


When it comes to home renovations, ‘as seen on TV’ isn’t always reality. Home reno shows on HGTV and other networks often receive products and materials for free or at discounted costs, making a substantial renovation seem affordable. For some real world advice on planning a budget for your home renovation, we turned to interior designer Rebecca Hay of Rebecca Hay Designs. The Toronto-based designer has a diverse portfolio ranging from condo renovations to luxurious private residences and large scale commercial projects.


1. Get a ballpark figure

In order to avoid sticker shock during your renovation, first get an idea of how much your dream reno is going to cost. Even a small space such as a powder room can cost a lot more than you may think. Common expenses to consider include basic demolition, framing, insulation and drywall, plumbing, wiring, fixtures and materials.


“Talk to your designer or friends who have renovated and start collecting data on what a renovation of your size will cost,” says Hay. “For example, a bathroom reno rarely comes in under $20,000, so be prepared for things to cost more than you expected.”


 


2. Create a realistic picture of what you want to accomplish

Watching Chip and Joanna Gaines flip a Waco ranch home is a great way to get inspired for your home renovation, but unless you have a celebrity budget to work with, these types of renos aren’t always realistic. Before you start your project, determine what you are prepared to spend and see if it aligns with what you want to do. Consult your financial advisor to see what financing options are available and the types of loans that you can apply for to get a clearer picture of what you can spend.


“This is where having a good designer or contractor on board will help,” says Hay. “A good designer can determine if your budget is realistic because they have the experience to know what it’s going to cost. As a designer, I always try to balance high-end finishes with thrifty finds to create a unique and customized space.”


 


3. Stay organized by creating an itemized spreadsheet

Take some time to carefully list everything you can possibly think of that needs to be budgeted for, from truck or trailer rentals to furniture and accessories. And consider going room by room to record what needs to be changed, upgraded or fixed.


“Create an itemized spreadsheet of all the elements that are involved in your reno,” suggests Hay. “And don’t forget to include construction costs, millwork (kitchen cabinets), materials or items not included in construction such as design fees, lighting and any furnishings.”


 


4. Set aside 20 percent of your budget for a contingency fund

Once you know how much you can afford to spend, Hay recommends setting aside 20 percent of your available funds for unexpected costs. You can never really know what’s behind your walls or ceilings until they’re taken down. Support beams may need to be replaced due to pest damage or dry rot, and mold may be growing where you didn’t expect it to be.


“Always consider 20 percent extra for contingency. You see this talked about all the time, but honestly not enough people do it,” notes Hay. “If, by some rare chance, you don’t end up spending it, you can always use those funds to spend on the pretty accessories at the end of the project.”


 


5. Get ACTUAL numbers and plug those in

Now that you have a spreadsheet, it’s time to do your homework and research average renovation costs. “When I was first starting out and didn’t have much experience with budgets I would create a high/low budget for my projects,” says Hay. “This is a little more work, but will help you see the big picture and help you see the wide range that can occur.”


 


6. Don’t always rely on a contractor’s “allowance”

An allowance is an estimated cost that a contractor will include as a line item for something that hasn’t been determined yet, but can vary in price. Examples include tile, flooring materials and plumbing fixtures. “Be sure to do your research and look into the price of these items to know if what he or she has “allowed” is enough for the end product that you are looking for,” explains Hay. “If you’re hoping for all marble tile, chances are that your contractor has not allowed for this, and so it could be a surprise extra.”


 


7. Set priorities and trim where needed

When you’re working on creating the home of your dreams, it’s easy to get carried away with the latest design trends, technology, finishes and materials.These can add up, causing expenses to skyrocket. To avoid any future finance-related stress, make sure to set priorities and trim the project to fit your budget. “There is always wiggle room as long as you have a healthy and realistic budget for what you want to achieve,” says Hay.


Source: 7 tips on how to plan a realistic budget for your home renovation