What happens on the day of funding?

Your home closing may also be called the day of funding. That’s when the lender reviews your file, determines that all requirements for underwriting and auditing have been met, and wires the funds to the title company.

Source: Home closing: What happens on the day of funding? | Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

Preparing to buy your first home.

One of the most important steps in starting a home-buying process is to find an extremely proactive realtor who always has your foot in the door when a real property

Source: Preparing to buy your first home

Waterway cleanup, World Beer Classic, back-to-school events top things to do this weekend

Check out the best events across the Treasure Coast.

Source: Waterway cleanup, World Beer Classic, back-to-school events top things to do this weekend

The 20 Best Places to Go in 2018

These destinations are spectacular—and affordable.

Source: The 20 Best Places to Go in 2018

6 Affordable Renovations That Will Instantly Boost Your Home Value

Smart projects that almost entirely pay for themselves in resale value.

Source: 6 Affordable Renovations That Will Instantly Boost Your Home Value

This 3-D-printed house costs $10,000 and can be built in 24 hours.

One of the less obvious products being unveiled this week at SXSW is a small concrete house. On the outside, it doesn’t look like anything particularly special, although the covered patio and spacious windows are less common on tiny poured-concrete buildings.

That’s because the innovation isn’t in the structure or materials — it’s in the design and building. ICON, the company that builds the 650-square-foot house, claims it costs just $10,000 to build and can be 3-D-printed by a Vulcan printer in 12 to 24 hours using the most common building material on Earth.

ICON has built a model at SXSW that features a living room, bedroom, bathroom and curved porch. The company’s co-founders told The Verge that it will be using the model as an office for the immediate future to see how it performs. “We are going to install air quality monitors. How does it look and how does it smell?” founder Jason Ballard told The Verge.

READ MORE HERE

Why every home buyer needs a pre-approval before home shopping.

Sellers and agents won’t take you seriously as a buyer without mortgage pre-approval. And making an offer without it can cause major embarrassment.

Source: Why every home buyer needs a pre-approval before home shopping | Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports

Brews Cruise, all-night jumping, happy hour group paddle top things to do this weekend.

Escape the heat or embrace it this weekend at events across the Treasure Coast.

Source: Brews Cruise, all-night jumping, happy hour group paddle top things to do this weekend

Android text messages for web is complete!

Google is finally ready to take on Apple’s iMessage with a new desktop client for Android Messages, called Messages for web. The new feature is rolling out now, and allows you to access your phone’s messages straight from your computer — which should make for a much easier messaging experience.

Source: The full roll out of Android Messages for web is complete

What a Builder Warranty Covers on New Constructions (and What You're on the Hook for Yourself)

Most new constructions come with a builder warranty, but what does it cover? Check out this list, as well as other essentials new home buyers need to know.

Source: What a Builder Warranty Covers on New Constructions (and What You’re on the Hook for Yourself)

City of PSL: New Free Friday Concert Series

PORT ST. LUCIE –  One of the City’s top strategic goals is to provide “culture, nature and fun activities,” and the Port St. Lucie Civic Center has created a new monthly, free concert series that will provide entertaining nights out for all ages.

The Free Friday Concert Series Pilot Program at the Port St. Lucie Civic Center, 9221 SE Civic Center Place, will start on Friday, July 20 at 6 p.m. with a concert featuring the band Relayer.  This event will happen rain or shine either outside the Civic Center at Village Square Stage or inside the Emerald Ballroom.

Participants will enjoy the free concert, arts and craft vendors, food for purchase and a fully stocked cash bar. This event is presented and catered by the Civic Center’s South Florida Carefree Catering.

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Skip the trip to City Hall: PSL Building Department announces new online permitting options (City of Port St. Lucie) | Nextdoor

PORT ST. LUCIE – In a continuous effort to improve customer convenience and internal efficiency, the City’s Building Department recently unveiled key improvements for two widely used permitting processes. Contractors in the City of Port St. Lucie who need permits to change residential air-conditioning units and residential water heaters can now complete the entire permitting process online for a reduced fee. Additionally, a new “Express Permits” process is now in place for builders of multiple single-family homes. Both changes are part of the Building Department’s efforts to enhance online permitting options, and more improvements are planned before the end of the year. The Building Department issues more than 800 permits for residential water heaters and air- conditioning units each month. The new process will make obtaining these permits more convenient than ever before — eliminating any trips to City Hall. “These contractors can apply for permits, sign the application, pay the required reduced fee, and issue the permit to themselves all online – without having to visit the Building Department,” said Joel Dramis, Port St. Lucie’s Building Code Administrator. The new process went into effect July 13 and is available to contractors 24 hours a day, seven days a week at the website: https://pandapublicweb.cityofpsl.com/. Additionally, these contractors can schedule the required inspections online. At the time of inspection scheduling, the contractor also can leave a special inspection note for the inspector. In a separate effort to increase online permitting activity, the Building Department recently created an entirely paperless permitting process, called “Express Permits,” for builders of repetitive single-family homes. These Express Permits are the result of the cooperative efforts of the Building Department, Public Works Department and the Utility Systems Department that will result in permits for single-family homes being issued faster than ever before. The Building Department’s current service goal for single-family home building permit processing is a record-breaking five days. The service goal for Express Permits is 24 hours, once all required documentation is electronically sent to the Building Department.

Source: Skip the trip to City Hall: PSL Building Department announces new online permitting options (City of Port St. Lucie) | Nextdoor

Chili cook-off, vineyard beach party, Christmas in July top events to do this weekend.

 

Lots of outdoor and indoor activities to explore this weekend.

Source: Chili cook-off, vineyard beach party, Christmas in July top events to do this weekend

MMG Sponsoring Continuing Education Class Today!

As always, we love to support our local Realtors Association 🙂

Can you trust providers of "free" credit reports and scores?

Free credit reports are a good way to protect yourself from identity theft and ugly surprises when applying for a job or loan. You can get them from the government for free or by applying for credit with companies like Discover.

Source: Can you trust providers of “free” credit reports and scores? | Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports